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"Move Your Money"

Watch the video below or visit http://moveyourmoney.info and see why people are choosing to move their money out of bigger banks and into smaller, local community banks - such as The Delaware National Bank of Delhi.

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Go green and sign-up for E-Statements - Our new electronic statement delivery product gives you the ability to view your account statements from within Internet Banking. Eliminate the paper statements that are currently mailed to you by viewing your statement on-line in PDF format. New statements will be made available to you as soon as they are ready, and they will contain the same information as your paper statement. Your last 6 months of statements will always be available on-line, and you can print any statement or save a copy to disk, CD, or your computer’s hard-drive.

DELHI BANK CORP. ANNOUNCES 3-FOR-2 STOCK SPLIT

DELHI, N.Y., December 18, 2009 — Delhi Bank Corp. (PINKSHEETS: DWNX.PK) today announced that its Board of Directors, at a regularly scheduled meeting held on December 18, 2009, approved a three-for-two stock split to be effected in the form of a stock dividend.

Stockholders of record at the close of business on December 28. 2009 will be issued one additional share of the Company’s common stock for each two shares held. The additional shares will be distributed on or about December 29, 2009. Based upon current shares outstanding, the stock split is expected to increase the number of shares outstanding from approximately 930,000 shares to approximately 1,395,000 shares.

Delhi Bank Corp. is a New York Chartered bank holding company headquartered in Delhi, New York. As of September 30, 2009, Delhi Bank Corp. had assets of $189.6 million and Stockholders’ equity of $19.5 million.

DELHI BANK CORP. ANNOUNCES 1.2% INCREASE IN QUARTERLY CASH DIVIDEND

DELHI, N.Y., December 18, 2009 – Delhi Bank Corp. (PINKSHEETS: DWNX.PK) today announced that its Board of Directors, at a regularly scheduled meeting held on December 18, 2009, declared a fourth quarter 2009 cash dividend of $0.1367 per share.

This quarterly cash dividend represents a 1.2% increase over the split adjusted $0.135 per share declared for the quarter ending September 2009. The dividend will be paid on or about January 14, 2010 to shareholders of record as of the close of business on December 31, 2009.

Local Bank Donates $12,500 to Volunteer Fire and EMS Departments

The Delaware National Bank of Delhi is proud to announce that it is making a $12,500 donation to be distributed to all Delaware County Volunteer Fire and EMS Departments.

“We are absolutely thrilled to present this donation to our deserving local volunteer Fire and EMS departments” said Bank President Robert W. Armstrong. “They are there for us anytime we need them, and for that our gratitude cannot be expressed enough. It is our hope that this money can be used to assist this great group of volunteers.”

Employees of the bank raised a portion of the donation as part of the bank’s annual summer picnic and golf outing. The bank then donated approximately $4.00 for every $1.00 of the money raised by its employees to bring the total donation to $12,500.

Each of the following districts will receive a check for $500.00:

Andes Joint Fire District
Arena Fire District
Arkville Fire District
Bovina Fire District
Davenport Fire District
Delhi Joint Fire District
Deposit Fire District
Downsville Fire District
East Branch Fire District
East Meredith Rural Fire District
Franklin-Treadwell Fire District
Grand Gorge Fire District
Hancock Rural Fire District
Kortright Rural Fire District
Masonville Fire District
Meridale Rural Fire District
Middletown No. 1 Fire District
Middletown-Hardenburgh Fire District
Roxbury Fire District
Sidney Center Fire District
South Kortright Fire District
Stamford Rural Fire District
Stamford-Harpersfield-Kortright Fire District
Town of Tompkins Fire District
Walton Fire District

The Delaware National Bank of Delhi: A Model Community Bank

October 2009: Mr. Robert W. Armstrong, President of The Delaware National Bank of Delhi, New York proudly accepts a distinguished 5-Star Superior rating from BauerFinancial, Inc., Coral Gables, Florida. A 5-Star rating for financial strength and stability is the highest rating attainable from BauerFinancial (the Nation’s Bank Rating Firm for over a quarter of a century) and is based on the overall financial condition of the bank.

Earning a 5-Star rating denotes that The Delaware National Bank of Delhi is one of the strongest banks in the nation. Achieving this designation for 58 consecutive quarters, like The Delaware National Bank of Delhi has, is an even higher honor. In fact, only 11% of the nation’s banks have earned this Superior 5-Star rating 58 consecutive times.

“There’s an old adage that says no press is bad press, but if you’ve seen the banking news over the past year or two, you know this isn’t always true,” notes Karen L. Dorway, president of BauerFinancial. “That’s why it’s so important today to share some good banking news, and The Delaware National Bank of Delhi makes it easy. The Delaware National Bank of Delhi is a model community bank. You should be proud to call it Your Bank.”

The Delaware National Bank of Delhi was established in 1839 and has been serving the banking needs of its neighbors and friends for 170 years. It operates through conveniently located offices in Delhi, Davenport, and Margaretville and can be found on the internet at www.dnbd.net.

The Delaware National Bank of Delhi: “A Real Community Bank.”

BauerFinancial, Inc., Coral Gables, Florida, the nation’s leading independent bank and credit union rating and research firm, has been reporting on and analyzing the performance of U.S. banks and credit unions since 1983. No institution pays for its rating, nor can it be eluded. Consumers may obtain star-ratings by visiting www.bauerfinancial.com.