Account Product Name

Code

Minimum Opening Deposit

Minimum Balance To Obtain Annual Percentage Yield

Interest Rate

Annual Percentage Yield

STATEMENT SAVINGS

B,C

$25.00

$25.00

1.00 

1.00

PASSBOOK SAVINGS

B

$5.00

$5.00

1.00

1.00

NOW ACCOUNT

B,C

$1,000.00

$1,000.00

.20

.20

IMMA $1,000.00 - 9,999.99

B,C

$1,000.00

$1,000.00

.60

.60

IMMA $10,000.00 - 24,999.99

B,C

$1,000.00

$10,000.00

.65

.65

IMMA $25,000.00 - AND UP

B,C

$1,000.00

$25,000.00

.70

.70

Energy Savers Club
$10.00 - $5,000.00

B,C

$10.00

$10.00

2.00

2.01

Energy Savers Club
$5,000.01 and above

B,C

$10.00

$10.00

1.00

1.00

TAX CLUB

B

$10.00

1.00

1.00

CHRISTMAS CLUB
(Auto-Transfer)

$1.00

$1.00

1.00

1.00

CHRISTMAS CLUB
(Coupon Book)

$1.00

$1.00

1.00

1.00

HEALTH SAVINGS ACCOUNT

B

$25.00

.50

.50

91 DAY CD

A

$100.00

1.01

1.01

182 DAY CD

A

$100.00

1.05

1.05

1 YEAR CD

A

$100.00

1.10

1.11

18 MONTH CD

A

$100.00

1.35

1.36

2 YEAR CD

A

$100.00

1.50

1.51

30 MONTH CD

A

$100.00

1.85

1.86

3 YEAR CD

A

$100.00

2.05

2.07

4 YEAR CD

A

$100.00

2.25

2.27

5 YEAR CD

A

$100.00

2.85

2.89

91 DAY REGULAR IRA

A

$100.00

1.01

1.01

182 DAY REGULAR IRA

A

$100.00

1.05

1.05

1 YEAR REGULAR/ROTH IRA

A

$100.00

1.10

1.11

18 MONTH REGULAR/ROTH IRA

A

$100.00

1.35

1.36

2 YEAR REGULAR/ROTH IRA

A

$100.00

1.50

1.51

2 YEAR VARIABLE  REGULAR/ROTH/
EDUCATIONAL IRA

A,B

$100.00

1.60

1.61

30 MONTH REGULAR/ROTH IRA

A

$100.00

1.85

1.86

3 YEAR REGULAR/ROTH IRA

A

$100.00

2.05

2.07

4 YEAR REGULAR/ROTH IRA

A

$100.00

2.25

2.27

5 YEAR REGULAR/ROTH IRA

A

$100.00

2.85

2.89

 Codes:

1. A penalty may be imposed for early withdrawal.
2. The interest rate and annual percentage yield may change after account opening.
3. Fees may reduce earnings on the account.

Deposit Rates

Loan Rates